Austin uninsured motorist lawyer
A research study by the Insurance Information Institute in 2023 found that 14.5% of Texas drivers are uninsured. That’s almost one in seven cars on the road. If one of them causes a crash, you could be left struggling with medical bills, car repairs, and an insurance fight you didn’t ask for.
At Feltoon Law, our Austin uninsured motorist lawyers step in to make sure you don’t get stuck paying for someone else’s mistake.
Is It Worth Suing an Uninsured Driver?
In most cases, no. Uninsured drivers usually don’t have the money or assets to cover your damages, which means even if you win in court, you may never collect. A better path is often through your uninsured/underinsured motorist coverage (UM/UIM).
Our team can review your options and guide you toward the approach that gives you the best chance at real compensation.
What Happens in Texas if You Drive Without Insurance?
Texas law requires every driver to carry at least $30,000 per person, $60,000 per accident for injuries, and $25,000 for property damage. Driving without insurance can bring fines, license suspension, and other penalties.
If an uninsured driver hits you, they may be personally responsible for your damages—but in reality, most can’t afford to pay. That’s why having UM/UIM coverage matters and why hiring an experienced lawyer can make a difference.
How We Help After an Uninsured Motorist Accident
- Investigating the crash and gathering evidence
- Filing and managing your insurance claim
- Fighting back if your insurer delays or underpays
- Exploring other legal options if coverage falls short
- Working on a no win, no fee basis
What to Do After You’re Hit by an Uninsured Driver
- Call the police and get a report.
- Exchange information and ask witnesses for their contact details.
- Take photos of damage, plates, and the scene.
- Write down accident details—time, location, road conditions.
- Notify your insurer quickly to start the UM/UIM claim.
Protect Yourself With UM/UIM Coverage
Texas insurers must offer uninsured/underinsured motorist coverage, but you can decline it. If you’re not sure whether you have it, check your policy. Adding this coverage can save you from paying out of pocket when the other driver doesn’t have insurance.
Were You Hit by an Uninsured Driver in Austin?
You shouldn’t have to fight your insurer alone. Feltoon Law can take the pressure off and fight for the recovery you deserve.
Call (737) 257-6820 or visit our site to schedule your free consultation.
We’re here to help you get full compensation for your injuries, lost wages, and vehicle damage. When everything changes in an instant, we fight for what you’re owed.
100% success rate
We’ve won every case we’ve taken on, securing millions for clients across Texas. When we say results matter, we mean it.
Why Work With Feltoon Law?
- We are a very small firm with one attorney who know Texas insurance law
- Decades of combined experience handling motorist claims
- Proven track record of results for injury victims
- Free consultations and no fees unless we win